If you are planning on going to the snow and either skiing, snowboarding or some other snow related sport then you need to make sure that you are covered as ski accidents are far too common. Most travel insurance plans will not cover snow sports and skiing by default. Some offer it as an option to their regular travel insurance. Whatever you do make sure you read the PDS carefully so that you are fully covered.
A specialist snow plan can be a good idea as it is usually tailored to suit skiers or snowboarders. Domestic snow insurance can also be a good idea as the cost of medical treatment or recovery isn’t always completely covered by Medicare or private health insurance.
Check out Ski Insurance for specialist international or domestic ski and snow travel insurance.