GIO is owned by the Suncorp group and is a major insurer mainly in NSW. It was originally founded in 1927.
There are 4 types of car insurance available from GIO: platinum, comprehensive, third party, and third party fire & theft. GIO also sells a range of general insurance products such as boat, caravan, and home insurance. Read some GIO car insurance reviews below or leave your own.
GIO Platinum car insurance offers lifetime new car replacement. This requires you to purchase the car new and keep continuous platinum car insurance with GIO. Check the PDS for full details.
Comprehensive Car Insurance
GIO’s Comprehensive Car Insurance policy is their most comprehensive policy, offering protection for accidental damage to your vehicle, theft, fire, and damage to other people’s property. This policy also includes a range of additional benefits, such as a hire car if your car is stolen or damaged, and up to $20 million in liability cover for damage to other people’s property.
Third Party Property Damage
GIO’s Third Party Property Damage policy provides cover for damage to other people’s property that you may cause while driving your vehicle. This policy does not cover damage to your own vehicle, but it is typically cheaper than Comprehensive Car Insurance.
Third Party Fire and Theft
GIO’s Third Party Fire and Theft policy provides cover for damage to other people’s property, as well as theft and fire damage to your own vehicle. This policy does not provide cover for accidental damage to your own vehicle, but it is generally cheaper than Comprehensive Car Insurance.
GIO’s car insurance policies also include a range of additional benefits that can help you save money and provide peace of mind. These benefits include:
No Claim Bonus: GIO rewards safe drivers with a No Claim Bonus, which can help you save money on your car insurance premiums over time.
24/7 Roadside Assistance: GIO offers 24/7 roadside assistance to all customers, which can help you out in the event of a breakdown, flat battery, or other roadside emergency.
Lifetime Guarantee on Repairs: GIO offers a lifetime guarantee on all authorised repairs, so you can be confident in the quality of workmanship.
Windscreen and Window Glass Cover: GIO offers windscreen and window glass cover as an optional extra, which can provide cover for the cost of repairing or replacing damaged glass.
Choice of Repairer: GIO allows you to choose your own repairer, so you can have your car repaired by someone you trust.
|Max no claim discount||60%|
|Multi policy discount||10% off with 3 eligible policies|
$50 off when combined with a NSW green slip
|Choice of repairer||Yes|
|Choice of agree or market value||Agreed|
|Pay monthly at no extra cost||No|
|New car replacement||2 year|
|Excess free Windscreen replacement||Optional|
|Hire car after accident||Optional|
|Variable excess (to reduce premium)||$500 to $2500|