NRMA Car Insurance Reviews

NRMA Insurance is part of the IAG group. The NRMA Insurance brand was sold by NRMA Motoring Services in 2000. NRMA Motoring Services operates the roadside assistance service.

There are 4 types of car insurance available from NRMA: comprehensive plus, comprehensive, third party, and third party fire & theft. NRMA also offer a classic and vintage policy for those types of cars.

NRMA also sells a range of general insurance products such as travel, boat, caravan, and home insurance. Read some NRMA car insurance reviews below or leave your own.

Check the PDS for full details.

NRMA Comprehensive Car Insurance review


Online discounts 10%
Max no claim discount 65%
Multi policy discount Yes for selected policies
Loyalty discount Yes, up to 20%


Choice of repairer
Choice of agree or market value
Pay monthly at no extra cost
New car replacement 2 year


Excess free Windscreen replacement Optional
Hire car after accident Optional
Variable excess (to reduce premium) $0 to $2000


    Early this month our car was hit by a ute. Our side mirror was hit when the ute was reversing. The driver admitted his mistake. We took a photo of his driver’s license, photo of his vehicle number plate and photos of the scene. We believe this is what ‘s required to make a claim. When contacted NRMA, the answer is although this is not our fault, we are still liable to pay the $600 excess and have the no claim bonus scrapped!! All because we did not get the contact of the driver!!
    In my opinion it’s not difficult for a big corporate like NRMA to trace a person’s contact when we already know the vehicle’s number plate and driver’s license details. NRMA is ripping us off for sure and it is unethical.
    Never never deal with NRMA.

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