Downunder Travel Insurance Reviews

Downunder Travel Insurance offers lost cost insurance with a couple of different levels of cover. The Downunder backpacker policy covers more than most budget or backpacker policies.

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Summary of Downunder Travel Insurance (Comprehensive)

Downunder Travel Insurance website Medical Cover
Unlimited Medical Travel Insurance Unlimited
Luggage Cover
Luggage Insurance $5000
Laptops, Mobile Phones, iPod, Camera
Item limits $3000 for personal computers, video recorders or cameras. $1000 for mobile phones. $750 max for each other items.
Sports and Activities Cover
Sports and Activities cover Good Range, includes some Snow and Ski cover
Cancellation Cover
Cancellation Limit $10000
Excess
Travel Insurance Excess $100

Website: www.duinsure.com

Phone Number: 1800 148 766
Fax: 1800 359 991
Claims: 1300 725 154

Underwriter: Allianz Insurance

Emergency Assistance Provider: Mondial Assistance
Contact Method: Reverse charge call to Australian number

24 hour emergency assistance call
1800 010 075 (within Australia)
+61 7 3305 7499 (overseas)

Maximum Age: 65

Children Covered: Yes, children or grandchildren under 21 not in full time employment covered under Family policy

Extension Available: Yes under certain conditions or with permission
Additional Length: maximum of 12 months including original policy

Summary of Benefits

Type of Benefit Single / Duo** Family
Cancellation Fees and Lost Deposits $10,000 $20,000
Overseas Emergency Medical Assistance unlimited unlimited
Overseas Emergency Medical and Hospital Expenses unlimited unlimited
Dental Expenses (per person, per Journey) $750 $750
Additional Expenses $10,000 $20,000
Hospital Cash Allowance $2,000 $4,000
Accidental Death $30,000 $60,000
Permanent Disability $50,000 $100,000
Loss of Income#  - -
Travel Documents, Credit Cards and Travellers Cheques $1,000 $2,000
Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders $500 $500
Luggage and Personal Effects++ $5,000 $10,000
Luggage and Personal Effects Delay Allowance $250 $500
Travel Delay Allowance $1,000 $2,000
Alternative Transport Expenses $3,000 $6,000
Personal Liability $5,000,000 $5,000,000

** Per Person

Schedule of Benefits

Type of benefit Single / Duo** Family
Cancellation Fees and Lost Deposits $2,500 $5,000
Overseas Emergency Medical Assistance unlimited unlimited
Overseas Emergency Medical and Hospital Expenses unlimited unlimited
Dental Expenses (per person, per Journey) $750 $750
Additional Expenses $10,000 $20,000
Hospital Cash Allowance  - -
Accidental Death $15,000 $30,000
Permanent Disability $20,000 $40,000
Loss of Income  - -
Travel Documents, Credit Cards and Travellers Cheques $500 $1,000
Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders $500 $500
Luggage and Personal Effects++ $2,000 $4,000
Luggage and Personal Effects Delay Allowance  - -
Travel Delay Allowance $500 $1,000
Alternative Transport Expenses $500 $1,000
Personal Liability $2,000,000 $2,000,000
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