InsureandGo Travel Insurance Reviews

InsureandGo (also known as Insure & Go) is the Australian arm of a UK based company of the same name and a wholly owned subsidiary of Mapfre Asistencia. They offer policies to Australia, UK, and Irish residents. Their broad range of insurance policies include single trip international travel insurance, annual multi-trip travel insurance, and snow sports travel insurance.

Kids covered for free. Dependent children under 18 years are covered free on all Single and Family single trip and annual policies when travelling with you.

www.insureandgo.com.au

Phone Number: 1300 401 177
Claims: 1300 401 177

Underwriter: Chartis

Emergency Assistance Provider: Travel Guard
Contact Method: Reverse charge call to Australian number

24 hour emergency assistance call
+60 3 2772 5598

Maximum Age: 69. 70 and over have separate policy

Children Covered: Yes, dependent children under 18 years of age are covered at no extra cost.

Schedule of Benefits

Benefit Single/Couple Family
Cancelling your trip
before departure
$3,750 $7,500 per family
Medical and other
expenses outside
Australia
$2,500,000 $5,000,000
per family
In Hospital Cash
benefit
Nil Nil
Mugging Nil Nil
Cutting your trip
short
$3,750 $7,500 per family
Additional
emergency
expenses
$3,750 $7,500 per family
Resumption of
Journey
Nil Nil
Travel Delay $25 per
completed 12
hours up to $250
$25 per insured
person, per
completed 12 hours
up to $250 per
person
Personal belongings
and baggage
$2,500 $5,000 per family
Delayed baggage Nil Nil
Passport and travel
documents
Nil Nil
Money Nil Nil
Personal Accident:
Death of
insured person
aged 18 years or
older
Nil Nil
Personal Accident:
Death of
dependent child or
insured person
aged under 18 years
Nil Nil
Personal Accident:
Permanent
Paraplegia or
Quadriplegia
Nil Nil
Personal Accident: Permanent
total loss of sight of
one or both eye
Nil Nil
Personal Accident:
Permanent
total loss of use of
one or more limbs
Nil Nil
Personal liability $1,500,000 $1,500,000
per family
Legal expenses Nil Nil
Hijack Nil Nil
Pet Care Nil Nil
Financial default Nil Nil

Schedule of Benefits

Benefit Single/Couple Family
Cancelling your trip
before departure
$7,500 $15,000
per family
Medical and other
expenses outside
Australia
$5,000,000 $10,000,000
per family
In Hospital Cash
benefit
$50 per
completed 24
hours up to
$2,500
$50 per insured
person, per
completed 24 hours
up to $2,500 per
person
Mugging Nil Nil
Cutting your trip
short
$7,500 $15,000 per family
Additional
emergency
expenses
$7,500 $15,000 per family
Resumption of
Journey
Nil Nil
Travel Delay $50 per
completed 10
hours up to $500
$50 per insured
person, per
completed 10 hours
up to $500 per
person
Personal belongings
and baggage
$5,000 $10,000 per family
Delayed baggage $250 $500 per family
Passport and travel
documents
$500 $500 per family
Money Nil Nil
Personal Accident:
Death of
insured person
aged 18 years or
older
$25,000 $25,000 per
insured person
Personal Accident:
Death of
dependent child or
insured person
aged under 18 years
$12,500 $12,500 per
insured person
Personal Accident:
Permanent
Paraplegia or
Quadriplegia
$37,500 $37,500 per
insured person
Personal Accident:
Permanent
total loss of sight of
one or both eye
$37,500 $37,500 per
insured person
Personal Accident:
Permanent
total loss of use of
one or more limbs
$37,500 $37,500 per
insured person
Personal liability $2,500,000 $2,500,000
per family
Legal expenses $25,000
Hijack Nil Nil
Pet Care Nil Nil
Financial default $1,000 $2,000 per family

Schedule of Benefits

Benefit Single/Couple Family
Cancelling your trip
before departure
$15,000 $30,000
per family
Medical and other
expenses outside
Australia
Unlimited Unlimited
In Hospital Cash
benefit
$50 per
completed 24
hours up to
$5,000
$50 per insured
person, per
completed 24 hours
up to $5,000 per
person
Mugging $50 per
completed 24
hours up to
$5,000
$50 per
completed 24
hours up to
$5,000
Cutting your trip
short
$15,000 $30,000 per family
Additional
emergency
expenses
$15,000 $30,000 per family
Resumption of
Journey
$5,000 $10,000 per family
Travel Delay $100 per
completed 8
hours up to
$1,000
$100 per
completed 8
hours up to
$1,000 per
person
Personal belongings
and baggage
$7,500 $15,000 per family
Delayed baggage $1,250 $2,500 per family
Passport and travel
documents
$1,250 $2,500 per family
Money $250 $500 per family
Personal Accident:
Death of
insured person
aged 18 years or
older
$30,000 $30,000 per
insured person
Personal Accident:
Death of
dependent child or
insured person
aged under 18 years
$15,000 $15,000 per
insured person
Personal Accident:
Permanent
Paraplegia or
Quadriplegia
$50,000 $50,000 per
insured person
Personal Accident:
Permanent
total loss of sight of
one or both eye
$50,000 $50,000 per
insured person
Personal Accident:
Permanent
total loss of use of
one or more limbs
$50,000 $50,000 per
insured person
Personal liability $2,500,000 $2,500,000
per family
Legal expenses $50,000
Hijack $250 per
completed 24
hours up to
$2,500
$250 per insured
person, per completed
24 hours up to $2,500
per person
Pet Care $100 per
completed 24
hours up to $600
$100 per family, per
completed 24 hours up
to $600 per family
Financial default $1,000 $2,000 per family
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