Fast Cover Travel Insurance Reviews
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Fast Cover Travel Insurance was established in 2010 with call centres in Sydney and Queensland. Fast Cover are underwritten by Allianz and provide emergency assistance through Allianz Global Assistance. They offer a variety of travel insurance cover options including an option for snow sports cover and a cancellation only option. Fast Cover may be a good option for seniors to consider as there is no maximum age for cover (except for age 59 on plans D, F, G).
Website: fastcover.com.au
Phone Number: 1300 409 322
Fax: 02 8252 4710
Claims: 1300 725 154
Claims Fax: (07) 3305 7016
Underwriter: Allianz Insurance
Emergency Assistance Provider: Allianz Global Assistance
Contact Method: Local overseas numbers or reverse charge call to Australian number
24 hour emergency assistance call
1800 010 075 (within Australia)
+61 7 3305 7499 (overseas)
Maximum Age: None (Additional excess after 80 and again after 90)
Children Covered: Yes, children or grandchildren under 21 not in full time employment covered under Family policy and travelling with their parent or grandparent.
Extension Available: Yes under certain conditions or with permission
Additional Length: maximum of 12 months
Summary of Benefits
| Type of Benefit | Single / Duo** | Family |
|---|---|---|
| Cancellation Fees and Lost Deposits | unlimited | unlimited |
| Overseas Emergency Medical Assistance | unlimited | unlimited |
| Overseas Emergency Medical and Hospital Expenses | unlimited | unlimited |
| Dental Expenses (per person, per Journey) | $500 | $500 |
| Additional Expenses | $50,000 | $100,000 |
| Hospital Cash Allowance | $5,000 | $10,000 |
| Accidental Death | $25,000 | $50,000 |
| Permanent Disability | $25,000 | $50,000 |
| Loss of Income# | $10,400 | $20,800 |
| Travel Documents, Credit Cards and Travellers Cheques | $5,000 | $10,000 |
| Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders | $250 | $500 |
| Luggage and Personal Effects++ | $5,000 | $10,000 |
| Luggage and Personal Effects Delay Allowance | $250 | $500 |
| Travel Delay Allowance | $2,000 | $4,000 |
| Alternative Transport Expenses | $5,000 | $10,000 |
| Personal Liability | $5,000,000 | $5,000,000 |
** Per Person
What a complete waste of money!!!!
We had all of our luggage stolen when thieves smashed the windows to gain access to our SUV rental car. We were left with nothing three days into our trip to the USA. Called Fast Cover for assistance and their response was “We’re terribly sorry but unless your luggage was in a locked compartment in the rental car, being the trunk, glove box or centre console there is nothing we can do.” Our luggage was under a blanket in the rear of the SUV and my backpack hidden behind drivers seat under jumpers. The offence happened in broad daylight between the hours of 10am-12pm parked in a Main Street in Portland. We lost everything and all that the consultants kept telling us is to check out page ‘xyz’ of the PDS where it states that we will not cover you as your items were not locked away. But submit the claim and see how you go.
I would accept the fact of our items not being locked away if the offence occurred during the evening but this happened in broad daylight and all items were concealed.
If thieves gained access to a sedan with a boot they can still gain access by popping the boot lever.
My kids saved up for 12 months to go on a shopping spree and they lost everything due to a technicality. Try and explain that to them you corporate thieves.
VERY DISAPPOINTING.
I will definitely let everyone I work with and friends and family of Fast Covers fineprint.