Downunder Travel Insurance Reviews
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Downunder Travel Insurance offers lost cost insurance with a couple of different levels of cover. The Downunder backpacker policy covers more than most budget or backpacker policies.
Extensive Coverage Options
Downunder Travel Insurance offers a wide range of coverage options to cater to the diverse needs of travellers. Their plans typically include coverage for trip cancellation or interruption, emergency medical expenses, baggage loss or delay, personal liability, and more. Customers can choose the level of coverage that suits their specific travel requirements, ensuring they are adequately protected throughout their journey.
24/7 Emergency Assistance
Downunder Travel Insurance provides round-the-clock emergency assistance services to their policyholders. Whether you need medical advice, help with lost travel documents, or assistance in arranging emergency medical evacuation, their experienced team is available to assist you at any time. This feature ensures that travellers have immediate access to support and guidance, no matter where they are in the world.
Competitive Prices
Downunder Travel Insurance strives to offer competitive prices without compromising on the quality of coverage. They understand that travellers seek value for their money, and therefore, aim to provide affordable insurance plans that offer comprehensive protection. By offering competitive prices, Downunder Travel Insurance ensures that travellers can obtain the necessary coverage without exceeding their budget.
Summary of Downunder Travel Insurance (Comprehensive)
 | Medical Cover |  | Unlimited |
| Luggage Cover | | $5000 | |
| Laptops, Mobile Phones, iPod, Camera | | $3000 for personal computers, video recorders or cameras. $1000 for mobile phones. $750 max for each other items. | |
| Sports and Activities Cover | | Good Range, includes some Snow and Ski cover | |
| Cancellation Cover | | $10000 | |
| Excess | | $100 |
Website: www.duinsure.com
Phone Number: 1800 148 766
Fax: 1800 359 991
Claims: 1300 725 154
Underwriter: Allianz Insurance
Emergency Assistance Provider: Mondial Assistance
Contact Method: Reverse charge call to Australian number
24 hour emergency assistance call
1800 010 075 (within Australia)
+61 7 3305 7499 (overseas)
Maximum Age: 65
Children Covered: Yes, children or grandchildren under 21 not in full time employment covered under Family policy
Extension Available: Yes under certain conditions or with permission
Additional Length: maximum of 12 months including original policy
Schedule of Benefits
| Type of Benefit | Single / Duo** | Family |
|---|---|---|
| Cancellation Fees and Lost Deposits | $10,000 | $20,000 |
| Overseas Emergency Medical Assistance | unlimited | unlimited |
| Overseas Emergency Medical and Hospital Expenses | unlimited | unlimited |
| Dental Expenses (per person, per Journey) | $750 | $750 |
| Additional Expenses | $10,000 | $20,000 |
| Hospital Cash Allowance | $2,000 | $4,000 |
| Accidental Death | $30,000 | $60,000 |
| Permanent Disability | $50,000 | $100,000 |
| Loss of Income# | – | – |
| Travel Documents, Credit Cards and Travellers Cheques | $1,000 | $2,000 |
| Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders | $500 | $500 |
| Luggage and Personal Effects++ | $5,000 | $10,000 |
| Luggage and Personal Effects Delay Allowance | $250 | $500 |
| Travel Delay Allowance | $1,000 | $2,000 |
| Alternative Transport Expenses | $3,000 | $6,000 |
| Personal Liability | $5,000,000 | $5,000,000 |
** Per Person
Schedule of Benefits
| Type of Benefit | Single / Duo** | Family |
|---|---|---|
| Cancellation Fees and Lost Deposits | $2,500 | $5,000 |
| Overseas Emergency Medical Assistance | unlimited | unlimited |
| Overseas Emergency Medical and Hospital Expenses | unlimited | unlimited |
| Dental Expenses (per person, per Journey) | $750 | $750 |
| Additional Expenses | $10,000 | $20,000 |
| Hospital Cash Allowance | – | – |
| Accidental Death | $15,000 | $30,000 |
| Permanent Disability | $20,000 | $40,000 |
| Loss of Income | – | – |
| Travel Documents, Credit Cards and Travellers Cheques | $500 | $1,000 |
| Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders | $500 | $500 |
| Luggage and Personal Effects++ | $2,000 | $4,000 |
| Luggage and Personal Effects Delay Allowance | – | – |
| Travel Delay Allowance | $500 | $1,000 |
| Alternative Transport Expenses | $500 | $1,000 |
| Personal Liability | $2,000,000 | $2,000,000 |