Budget Direct Car Insurance Reviews
Budget Direct is an international group of companies with more than 3 million customers worldwide after being founded in the late 1970’s. In Australia they started operating in 1999 and employ over 500 staff. Budget Direct offers a full range of general and life insurance products. Read some Budget Direct car insurance reviews below or leave your own.
Coverage Options
Budget Direct offers three main types of car insurance policies: Comprehensive, Third Party Property Damage, and Third Party Fire and Theft. Each policy offers a different level of coverage and protection, depending on your needs and budget.
Comprehensive Car Insurance
Budget Direct’s Comprehensive Car Insurance policy is their most comprehensive policy, offering protection for accidental damage to your vehicle, theft, fire, and damage to other people’s property. This policy also includes a range of additional benefits, such as 24/7 roadside assistance, emergency accommodation and transport, and a lifetime guarantee on all authorised repairs.
Third Party Property Damage
Budget Direct’s Third Party Property Damage policy provides cover for damage to other people’s property that you may cause while driving your vehicle. This policy does not cover damage to your own vehicle, but it is typically cheaper than Comprehensive Car Insurance.
Third Party Fire and Theft
Budget Direct’s Third Party Fire and Theft policy provides cover for damage to other people’s property, as well as theft and fire damage to your own vehicle. This policy does not provide cover for accidental damage to your own vehicle, but it is generally cheaper than Comprehensive Car Insurance.
Additional Benefits
Budget Direct’s car insurance policies also include a range of additional benefits that can help you save money and provide peace of mind. These benefits include:
24/7 Roadside Assistance: Budget Direct offers 24/7 roadside assistance to all customers, which can help you out in the event of a breakdown, flat battery, or other roadside emergency.
No Claim Bonus: Budget Direct rewards safe drivers with a No Claim Bonus, which can help you save money on your car insurance premiums over time.
Hire Car Cover: Budget Direct offers hire car cover as an optional extra, which can help you stay on the road while your car is being repaired or replaced.
Windscreen Cover: Budget Direct offers windscreen cover as an optional extra, which can provide cover for the cost of repairing or replacing a damaged windscreen.
| Discounts | |
|---|---|
| Online discounts | 10% |
| Max no claim discount | – |
| Multi policy discount | Yes, 10% off Home |
| Features | |
|---|---|
| Choice of repairer | Yes |
| Choice of agree or market value | Both |
| Pay monthly at no extra cost | No |
| New car replacement | 1 year |
| Options | |
|---|---|
| Excess free Windscreen replacement | Optional |
| Hire car after accident | Optional |
| Variable excess (to reduce premium) | $600 to $1100 |
My car was damage in my driveway br drunk drive at the middle of night. I have full copy of incident reports records via surveillance camera. There was also cops was during time of incident.
I had gold Comprehensive insurance with Budget Direct, when I was insured with Budget Direct and the representative advised me that, it is Brand car and any accident occurred and I will be replaced by brand new car. Therefore, I have signed up with Budget Direct. But after the incident and they have changed their vocal and saying that, It will be repair what a BIG lies to the consumer. Now 7 months running, there is car still waiting to be repair. Please DO NOT signed up with these Scammers. They keep lies to our communities to get their business running. Go with other local Insurers. There is no point to pay large amounts of insurance premiums with these idiots.
I learn my lesson, Never again.
I wont ever deal with this company again.
I have 2 vehicles under the road side assistance. The one vehicle was just recently about 2 month ago covered for road side assistance. The vehicle got sold, so I thought I would get a refund. No such luck. Once my current insurance is due for renewal I will take my business elsewhere.
I was given the option to transfer the cover to someone else but certainly not transferred to my current policy.
WONT BE DEALING WITH THEM ANYMORE
It was really easy to get our 4×4 insurance with budget direct, they easily took the payment. But when we were caught in a huge hail storm they did everything to avoid covering the damage. They even suspended cover and made it really difficult. If your car has any modifications or accessories then this will be reason to not cover. Disgusted!